ACI Worldwide https://www.aciworldwide.com/ Leading Real-Time Payments Mon, 28 Jul 2025 19:48:43 +0000 en-US hourly 1 https://wordpress.org/?v=6.8.1 https://www.aciworldwide.com/wp-content/uploads/2021/05/cropped-android-chrome-512x512-1-32x32.png ACI Worldwide https://www.aciworldwide.com/ 32 32 The future of payments: Unlocking the power of payments orchestration https://www.aciworldwide.com/blog/the-future-of-payments-unlocking-the-power-of-payments-orchestration Fri, 11 Jul 2025 14:47:45 +0000 https://www.aciworldwide.com/?p=42068 On this page Payments orchestration optimizes multiple payment processing providers and methods using a single, unified platform. Think of it as the conductor of an orchestra, ensuring each instrument plays its part harmoniously. This approach not only simplifies payment processing but also enhances overall efficiency and effectiveness.

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]]> 50 Years of ACI Worldwide: Shaping the Future of Payments https://www.aciworldwide.com/blog/50-years-of-aci-worldwide-shaping-the-future-of-payments Mon, 07 Jul 2025 13:00:00 +0000 https://www.aciworldwide.com/?p=41637 With each decade, ACI has redefined what’s possible, adapting to new technologies, meeting evolving consumer demands, and leading the charge in digital transformation.

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]]> Why self-serve payment channels are a must-have for modern lenders and billers https://www.aciworldwide.com/blog/why-self-serve-payment-channels-are-a-must-have-for-modern-lenders-and-billers Fri, 13 Jun 2025 17:57:15 +0000 https://www.aciworldwide.com/?p=41695 On this page The financial landscape has undergone a major transformation in recent years, driven by shifting consumer expectations and the rapid rise of digital convenience. Today’s customers demand seamless, 24/7 access to their financial services, with minimal friction and maximum control.

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]]> Tackling friendly fraud with AI precision https://www.aciworldwide.com/blog/tackling-friendly-fraud-with-ai-precision Tue, 10 Jun 2025 14:13:34 +0000 https://www.aciworldwide.com/?p=41645 On this page Friendly fraud, which occurs when legitimate customers dispute transactions post-purchase, is a growing issue for businesses. Often mistaken for true fraud, these disputes cost retailers $100 billion annually.

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]]> How to use AI to stay ahead of fraud during peak seasons https://www.aciworldwide.com/blog/how-to-use-ai-to-stay-ahead-of-fraud-during-peak-seasons Tue, 10 Jun 2025 14:13:34 +0000 https://www.aciworldwide.com/?p=42109 High-volume transaction periods are critical to revenue but open the door to criminals. See how artificial intelligence slams that door shut to provide protection when you need it the most.

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]]> Rethinking fraud prevention with adaptive anomaly detection https://www.aciworldwide.com/blog/rethinking-fraud-prevention-with-adaptive-anomaly-detection Mon, 02 Jun 2025 14:37:14 +0000 https://www.aciworldwide.com/?p=41589 Traditional fraud prevention can't keep up with advanced scammers. Anomaly detection provides the essential protection required in today’s digital-first world.

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]]> Unified corporate payments: How banks can win corporate clients with seamless service https://www.aciworldwide.com/blog/unified-corporate-payments Fri, 23 May 2025 14:00:00 +0000 https://www.aciworldwide.com/?p=40951 On this page Corporate banking is undergoing digital transformation as clients demand faster, simpler, and more integrated services. One critical area of opportunity is corporate payments. Traditionally, companies have navigated a maze of payment types: domestic ACH, international wires via SWIFT, regional systems like SEPA, emerging real-time payments, and more.

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]]> The digital wallet wave: Why lenders can’t afford to miss it https://www.aciworldwide.com/blog/the-digital-wallet-wave-why-lenders-cant-afford-to-miss-it Thu, 22 May 2025 00:51:49 +0000 https://www.aciworldwide.com/?p=41425 On this page Let’s talk about something buzzing in the world of payments: digital wallets. As a consumer lender, understanding the rise of digital wallets for bill pay is crucial. Let’s explore why they’re a game-changer for you and your customers.

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]]> How cloud-based solutions enhance dispute resolution in eCommerce https://www.aciworldwide.com/blog/how-cloud-based-solutions-enhance-dispute-resolution-in-ecommerce Tue, 20 May 2025 14:46:14 +0000 https://www.aciworldwide.com/?p=41226 On this page eCommerce continues to grow rapidly worldwide. Over the past year, regions such as Latin America and the Middle East/Africa have recorded increases of 16% and 13%, respectively, surpassing more established markets like North America (10%) and Asia-Pacific (8%), according to Atlantico.

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]]> AI and the next frontier in account takeover (ATO) detection https://www.aciworldwide.com/blog/ai-and-the-next-frontier-in-account-takeover-detection Tue, 20 May 2025 14:46:14 +0000 https://www.aciworldwide.com/?p=41467 On this page Are your traditional ATO tactics putting you at risk? Get expert insights into how the latest technology is helping businesses prevent reputational damage, operational disruptions, and revenue loss.

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]]> Visa to begin declining subscriptions enabled by Apple/Google Pay https://www.aciworldwide.com/blog/visa-to-begin-declining-subscriptions-enabled-by-apple-google-pay Tue, 20 May 2025 14:46:14 +0000 https://www.aciworldwide.com/?p=41868 On this page If you are among the 2 billion people worldwide who use Apple Pay or Google Pay, you may have set up your payment credentials for subscriptions or recurring payments on a merchant’s eCommerce site. When these credentials are configured for payments, they are device tokens (DPANs).

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]]> The blended merchant account: A game changer for banks and merchants https://www.aciworldwide.com/blog/blended-merchant-accounts Fri, 16 May 2025 14:00:00 +0000 https://www.aciworldwide.com/?p=40939 On this page The payments landscape is undergoing a fundamental shift. For decades, card payments have dominated merchant acquiring, offering convenience and global acceptance. But the rapid rise of account-to-account (A2A) payments from Brazil’s Pix and India’s UPI to new initiatives like Wero in Europe, is changing the game.

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