ISO 20022: Laying the foundations for the path to global interoperability

"Follow the yellow brick road," the Munchkins said to Dorothy after she landed in Oz. And to me, the path to interoperability on a global scale is laid out in front of us as clear as the yellow brick road was for Dorothy.

The Connected Lifestyle (from buying to eating to burning calories after eating a Chicago Deep Dish)

Chicago: America’s Second City, Home of the Stanley Cup Champs and, next week, the epicenter of the community financial digital banking and payments world as ACI descends on the Windy City for our annual Technovation conference.

Real-time Payments: Just the first step to real-time banking

I am fortunate enough to be part of many conversations around the globe on immediate or instant payments, but where ever I go there seems to be a whisper that follows me…. “This isn’t really about real-time payments, but real-time banking”.

Real-time Payments: Just the First Step to Real-time Banking

I am fortunate enough to be part of many conversations around the globe on immediate or instant payments, but where ever I go there seems to be a whisper that follows me…. “This isn’t really about real-time payments, but real-time banking”.

Introducing ‘Platform Banking’ – The future for Financial Services?

‘Platform’ is a lovely, polysemous word – it projects lots of meanings. Whilst the general public may think of flares and big shoes (or is it me?), IT and operations experts will think about hardware, while for developers it may conjure up programming environments, for media types perhaps games and viewing formats, and bankers are more likely to think about mobile device types or communities of users.

The ISO 20022 Real-Time Payments Group delivers…Real Time Payments are unstoppable!

Back in late April of this year, the soon-to-be-official ISO 20022 Real-Time Payments Group (RTPG) met for the first time in London.

Frankenstein – The Choose Your Own Adventure of US EMV

As is the truth with so many “new” ideas, chip and pin technology actually dates back nearly thirty years to the mid 1980’s (with credit for the chip card going to Carte Bancaire in 1986), and the Europay MasterCard Visa (EMV) standard being written more than twenty years ago in 1993 and 1994.

Expert View: How Community Banks and Credit Unions Can Cross the Generational Divide

Next month, we’re hosting our annual ACI Technovation conference (Sept 14-16 in Chicago), bringing together leading community banks and credit unions, exploring trends in technology and financial services innovation. One topic that’s very much top of mind is Millennials (more specifically, working with this vast and key demographic). In advance of the conference, we recently sat down with Jason Dorsey, renowned Millennial expert and featured Technovation keynote speaker.

My Inside View: On the Fed’s Faster Payments Task Force

With this inaugural blog post, I join the ranks of my opinionated ACI colleagues.

Reinventing retail – one size does not fit all

When you hear the term “retail reinvention,” what comes to mind?  Big retailers coming up with new ways to add more product to their shelves? eCommerce businesses dreaming up faster, new ways to deliver goods and services to their consumers?  Global merchants seeking new markets to expand their business and footprint?

The Three T’s: Team, Technology, Trust

More than 400 leading retailers from around the world descended upon Chicago this week to hear about the 'retail reinvention' and what they need to do to survive and thrive in this time of ongoing disruption.

Reinventing Retail: what’s next in retail, payments and commerce?

This week, we’re excited to be part of the R2 | Retail Reinvention Summit, spotlighting “Wake UP to New,” and bringing to life what’s next in retail, payments and commerce.