Move Over Mobile, Here Comes the Next Big Thing…

Sunday Morning I found myself sitting with the Sunday Times (there is something about thumbing through the Sunday Times that I don't get from my iPad app) and watching CBS's Sunday Morning. A story was on that caught my attention, "Smartwatches: Eat your heart out, Dick Tracy!".

A Durbin Victory For The Banks? Almost, They Still Need to Tackle Millennials

I’m sure many of you have seen the breaking news about the banks winning the latest round in the “swipe fee” battle but what does this actually mean?

Real Time Everything: Transaction Banking Good to Great – Blog Series Week 2

My introductory blog last week included references to a bicycle race. I now bring us to our first race stop, and this week we're going to talk about 'real time'. At this point in the race, our cyclists are looking around and seeing how the competition compares.  For a bank, this means how they compare to their peers and industry leaders, and for a corporate customer, it's about knowing what they've got to work with now.

PowerPoint is Stopping True Greatness – Blog Series Week 3

Nothing annoys me more than failed promises.  And of course I’m not alone.  At one end of the spectrum, it might be just the electrician not turning up on time, but in our world of IT, failed promises start to cost people their jobs.

Big Winners & Big Losers Will Result from Electronic Bill Pay

Electronic bill pay will experience dramatic transformation in the coming years, creating a clear divide between the winners who reap the big benefits and the losers who become obsolete.

Keeping Up with the Changing Landscape for Payment Strategies and Fraud Prevention: The Dialogue from BAI Payments Connect

BAI Payments Connect 2014 kicked off in Las Vegas, NV at a critical time when financial institutions are looking for ways to stay competitive in the disruptive payments market and deliver real-time solutions required by their customer base while balancing the need to protect their institutions and customer accounts from fraud threats.

Biometrics and Banking – A Brave New World

Recent major retailer breaches continue to have an affect on the banking industry. Whether it is re-issuing debit/credit cards, promoting fraud monitoring services, or taking a look at their own security protocols and set up, each and every financial institution has been affected.

Taking Transaction Banking from Good to Great – Blog Series Week 1

We've reached a point in the banking industry where banks need to decide what they want to be. A small handful are the undisputed leaders in the global transaction banking market and are recognized as such around the world.

How Strong is your Bullpen? – Preparing your Financial Institution’s Fraud Management Organization for the Future

Call it your “bullpen”, “back-up”, or your “bench strength”, but how are you preparing your financial institution's fraud management organization for the future?

Creative Retail Banking Services: I’d like a book of stamps and a savings account, please.

The U.S Postal Service (USPS) recently published a 28-page White Paper articulating how offering pseudo retail banking services to the unbanked and underbanked could provide new revenue streams and services at a much lower cost than those attributed to traditional banking methods.

European Commission Seeks to Extend SEPA Migration Deadline

This is an interesting story that emerged on January 9th, if you read the article it basically says that adoption of SCT and SDD has grown well over the past few months, but the EC feels that 100% adoption is not possible for the February 1st End Date Regulation (EDR) deadline.

Tap & Learn – Lessons for Retailers

I was recently at the mall returning a pair of shoes which didn’t quite fit. As I was passing through a department store, I snapped the picture below touting that the store is NFC-enabled.  As a curious participant in payments I was delighted to see this, and I went into the store to learn more.