Great Expectations (when it comes to Millennials and their banks)

We’ve outlasted floppy disks, 20-pound laptops and The Oregon Trail, not to mention CDs. Now, the millennial generation, with many of us receiving steady paychecks, is embracing fintech.

5 Steps for Apple Pay to dramatically increase revenues and further disrupt payments

As recent accounts have stated, there are clear challenges with using the iPhone fingerprint scanner at the contactless POS.

How do Insurance Leaders See the Future of Payments?

46 percent of insurance executives want to simplify their payments value chain as higher revenue, lower costs and stronger security will result from changing the consumer payment experience.

How Will Governments Make Payment Services Simple?

Government payment services of the future will make their citizens happier. They will free up new funds for community investment. Simplicity will reign. The key - reducing the middlemen.

The reason why cash will never go away

What do you call someone who shuttles 2 people weighing a total of 400 pounds from Bourbon Street to Frenchman Street in a bicycle rickshaw late at night? Well, for one, you call that someone unlucky.

Effective Regulation Equals Innovative and Safe Payments

The financial services and payment industry are currently enjoying a period of unprecedented innovation, where new solutions are being developed to combat age-old difficulties regarding the ability to manage money so that it can be moved quickly, efficiently and safely.

The Connected Lifestyle and the Ideological Cliff Jump (that you’ve already made)

Raise your hand (or more appropriately, take a step forward) if you own a Fitbit or some other activity tracker? Congratulations; you’re on your way to 10,000 steps! In this latest edition of ‘Rantings with Ranta,’ our intrepid digital banking guru and one-time competitive swimmer (who also briefly trained for last year’s Boston Marathon) makes a bold prediction for 2016. If I were a betting man, I probably wouldn’t bet against him (he also picked Jordan Spieth to win this year’s US Open).

Omni-channel…a blessing or a curse for retailers?

Omni-channel is one of those terms with multiple definitions that elicits varied thoughts and opinions, depending on whom you ask.

The ‘World Class Payments Project’…great news for banks

What is the new ‘World Class Payments’ project? To put it simply, it’s great news for banks, but more on that a little later.

When Everything Goes Dynamic: EMV, Tokens and CV2

Have you noticed the discussions in the payment card space revolving around some very similar technology concepts? It appears a handful of cryptic technologies are driving the conversation, seeking to solve a problem that is both complex and simple. What they have in common, as this author has some capacity to speak on, is fraud.

Apple Pay and Zapp make Mobile Payments in the UK a reality – who will win?

So, as of June 8th 2015, 18:45 BST, Apple Pay is coming to the U.K.

ISO20022: EBADay focus on Immediate Payments comes up short

Rather predictably, this year’s EBADay conference in Amsterdam was dominated by conversation of Immediate Payments. The great and the good from the industry came to discuss how we can all improve our customer relationships by simply implementing a pan-European Immediate Payments scheme.  And the even better news is that if we implement it on ISO 20022, we should be able to bring it to market in ultra-quick time. So in homage to my favourite comedy show right now, that’s all good then.