Women in Payments: Student Perspectives on the Payments Industry (Part 1)

Last month, ACI’s Omaha office hosted six students from the University of Nebraska Omaha’s Information Technology department for a one-day event, showcasing ACI’s solution offerings and the company’s role in the global payments industry. The six students, all of whom were members of UNO’s Association for Computing Machinery-Women (ACM-W) chapter, had previously participated in one of ACI Omaha’s Coding for Girls Camps.

How to Meet ISO 20022 Migration Deadlines for Fedwire and Swift

Over the next decade, we will undoubtedly see huge shifts in how financial institutions throughout North America transact, whether domestically or across international borders. This will be driven not just by changing technologies, but also by regulatory events – such as the widespread adoption of financial messaging standards like ISO 20022.

Previsões para fraudes em 2020: O que esperar com o cenário de pagamentos em rápida evolução na América Latina

Read this blog post in English   |   Read this blog post in Spanish As violações de dados que envolvem dados de pagamento dobraram no ano passado por várias razões - falta de inovação em segurança, prioridades corporativas equivocadas e fraquezas nos portais de desenvolvedores, para citar alguns.

The Balancing Act between Security and Customer Experience for Bill Payments

Data breaches involving payment data have doubled in the past year for many reasons—lack of security innovation, misplaced corporate priorities and weaknesses in developer portals to name a few.

How Can European Banks Meet the ISO 20022 Migration Deadlines for TARGET2 and Swift?

First published in 2004 – and already broadly used in some quarters – ISO 20022 is rapidly set to become the de facto standard for financial messaging around the world, replacing MT messages.

The Pathway to Global Real-Time Payments: What Will Be the Impact of SWIFT and ISO 20022?

The whole world is moving toward the ISO 20022 standard, and almost in unison. Globally, most major currencies are planning to shift to the new data-rich standard for either high-value payments or immediate payments (high value being global messaging via the SWIFT network or an RTGS scheme).

Positioning PSPs for Success in 2020: Scalability, Flexibility and Globality

We used to say that NFRs (non-functional requirements) such as scalability and availability didn’t really make for attention-grabbing headlines, but in fact, 2019 has shown us that these NFRs are often not far away from the biggest stories. A major outage or downtime – be it for bank or merchant – makes headlines in its own right, but we’re increasingly seeing a clear link between NFRs and a company’s growth trajectory. Those companies that are generating positive awareness from their ambitious global expansion plans, innovative customer experiences, or unique approach to fighting fraud – they are achieving this off the back of technology solutions that deliver world-class non-functional requirements. Scalability, flexibility and globality underpin these growth stories – and this message comes out clearly in speaking with some of our leading payment service providers (PSPs), which are supporting the growth of thousands of merchants around the world.

Digital Payment Overlay Services: Accelerating Real-Time Payments Growth

The global real-time payments landscape is transforming every day, as the world moves toward payments that offer a multitude of digital payment overlay services that drive consumer experience and adoption. But what are digital payment overlay services? They are ancillary services that often ride the real-time payments rails, and can be flexible, nimble drivers of innovation. These digital services – piggy-backing on the standard real-time payments rails – not only add value to core payments, but also bring about convenience and ease of use for all participants in the payments ecosystem.

What Will 2020 Bring for Payments in Latin America?

Read this blog post in Portuguese   |   Read this blog post in Spanish 2019 was yet another year of payments disruption throughout the LATAM region. Thanks in large part to the proliferation of fintechs, Latin American banks and processors have been under immense pressure to modernize their offerings, while also gaining the agility to quickly bring new products to market.

Real-Time Payments: Global State of Play, Lessons Learned and How to Make Money

There is a lot of noise around real-time, immediate and instant payments. These interchangeable phrases are generally used to discuss the development and domestic rollout of non-card-based methods of payment that provide real-time notification of payment and fast settlement.

Request for Payment and Other Real-Time Payments Trends That Will Shape 2020

In 2020, the conversation around real-time payments will increasingly be about what banks can do with real-time, as they move beyond setting up to support real-time payments schemes. New use cases will emerge – but there are a few main trends that are likely to shape the direction of real-time in the year ahead.

What the combination of Speedpay and ACI capabilities means for today’s bill payments

Speedpay joined the ACI Worldwide family in 2019, bringing together two bill payment leaders and creating a union based on industry growth through research and development, the highest quality of customer service and expertise, and ground-breaking innovative technology.