Disruption Opportunity Discussed – A Look Back at SLC

This past week, ACI descended upon Salt Lake City to spend three days sharing insights and best practices, discussing the evolving landscape that we all are a part of today.

There’s a Long Road Ahead…Weeks 6 to 10 in Review

Over the past three months I’ve covered 10 transaction banking topics that can help take your institutions from good to great.  For the second half of my blog series, I’ve covered topics from non-functional requirements through to that ever important subject of Trust.

No Mobile Wallet from Apple…yet, and other newsworthy notes from Apple’s Worldwide Developers Conference

While the iWallet (or whatever Apple ends up calling its mobile payments application) didn’t appear in Tim Cook’s “Oh and one more thing” portion of his presentation this week,  I still think Apple has continued positioning itself to jump into the mobile payments landscape, though we will likely have to wait until the fall or whenever Apple chooses to introduce the next iteration of the iPhone.

The Mobility of Disruptive Technology – Can We Keep Up?

As I sat in the airport last Friday night, I took stock of the waiting area. Of the 31 people in my direct line of sight spread out among the seats, only three were not actively operating a mobile device.  Of the 29 engaged with a device, three people (myself included) had both their smartphone and laptop in use and were simultaneously moving back and forth between the two.

Basel III Can Make You Omniscient – Blog Series Week 8

Basel III has implications beyond what most people expect. This is not just a liquidity management issue that some Treasury accountant needs to worry about. It goes way beyond that and a bank can only deliver on Basel III by making fundamental changes in the way it delivers its business.

Mobile is Not for Everyone All the Time – Blog Series Week 7

Just because I have a smartphone, doesn't necessarily mean I want to do everything on it.

Survey Says…. Real-Time ACH Within 1-2 Years

Recently capped off another busy NACHA Payments Conference filled with meetings, conversations and discussions on where our industry is headed. As part of this year's show, we conducted a quick survey to capture the sentiment of conference attendees.

Compromises are Bad…When it Comes to Protecting Data

Yet another data breach is in the news today: LaCie is reporting that it has been on-going for a year.

How Are You Going to Pay Your Taxes? iPad?

You do everything electronically today, why not pay your taxes electronically? ePayment options are available! Now you can pay the IRS from your mobile app, computer or over the phone. No stamps, no hassle.

The ATM is not Dead, it’s Just Mutated.

 A few industry watchers have proclaimed that the ATM is “dead”.

Cloudy with a Chance of Greatness – Blog Series Week 4

This week I’ve been traveling, so the bicycle has been stored in the garage and as I write this I find myself on a plane. Therefore, what better subject for this week's discussion than clouds- or more specifically cloud computing, or On Demand, or SaaS- whatever your preferred term is.

Investing in Fraud Prevention and a New Perspective on EMV – More from BAI Fraud Survey

In my last blog, I shared some data from our recent fraud survey of financial industry professionals indicating that almost eighty percent of customer accounts and bank operations have been affected by recently publicized data breaches.