Recent S&P 500 churn proves that the only constant is change!

Innosight’s latest Executive Briefing, Corporate Longevity: Turbulence Ahead for Large Organizations, recently caught my attention. Its report states that over half of the companies currently listed on the S&P 500 are expected to be replaced in the next 10 years.

Consumers want access. Merchants want simple, global, and secure opportunities to serve them. How to achieve both.

While riding the local commuter rail on my last leg home from NYC, I sat next to a woman who was on her smartphone shopping on what looked like a Chinese website. I smiled to myself after just having spent the day talking about the massive opportunities presented in the borderless world of eCommerce. The scenario was very timely as the day’s discussion centered on providing consumers with access to goods and services and the merchants’ opportunity to serve them anytime, anywhere with the payment options they desire.

There is no “one size fits all” approach when it comes to cross-border eCommerce strategy

Every business has its own strengths – and weaknesses – that need to be taken into account when formulating a cross-border eCommerce strategy. What has worked for one merchant is no guarantee of success for another, and the same applies to payment providers supporting merchants with global ambitions. But being able to successfully support merchants expanding internationally opens up new revenue streams and business opportunities. As CEO & Founder of PAY.ON, and ACI’s SVP Product Line Manager for Merchant Solutions, Markus Rinderer is no stranger to both the challenges and opportunities of cross-border eCommerce.

Beyond Speed: the Long Term Impact of Immediate Payments in the U.S.

Two years ago, faster payments had not reached the radar of many banking executives based in the United States. Today, immediate payments (and what to do about them) is a topic of discussion at every bank I visit.

How TD Bank Masters Payment Processing Risk

“You learn a lot by following the money,” a great quote that Sara Pinkus, VP of Payments Risk Management at TD Bank, told me before her PAYMENTS 2016 presentation with TD Auto Finance and ACI Worldwide entitled Hide and Seek: Uncovering Your Internal Originators and the Risks They Pose.

IWU’s 8 ½ Steps to Campus Payment System Success

Indiana Wesleyan University changed its campus payment strategy and saved $500,000 per year.  Zach Whitesel, Director at IWU explains how.

Multiple payment options: delightful or detrimental?

Day one of the first-ever Money20/20 Europe is nearly in the books here in Copenhagen and to say that today was anything short of a full day would be an understatement.

EMV in the U.S: The picture six months in – Part 2

EMV implementation – the side effects 

EMV in the U.S: The picture six months in – Part 1

It has been six months since the EMV liability shift occurred in the US on October 1, 2015 – and it’s time to assess our progress, challenges and outlook.

How the Canadians are beating back fraud: An American’s take

Greetings, Canadians from your friends down south. While I am an American by passport, I am longing to be a Canadian in spirit, finding things like Poutine, Hockey and Cream Ale far better beyond the border.

A Cashless Society is Coming to the US (and a monocle is not required)

The “Cashless Society” is stuff of FinTech lore, a utopia that can be discussed, but one that many believe is impossible to reach. Impossible that is until we witnessed historically low interest rates globally, not to mention the negative rates in Sweden that have resulted in the paper stuff evaporating before our eyes. So with Hasbro’s major announcement that their top selling classic board game would be going “cashless,” the email deluge began, and thus, I present to you the next installment of Rantings avec Ranta.

60% of the big boys now accepting debit cards for loans

I was nervous pulling out my flip phone at the party. Would my smartphone-touting friends mock me? Much the same way as I lagged behind in technology adoption, 40 percent of top lenders still do not offer debit card payment processing for loan payments.