Millennials – A great banking opportunity or risk?

Are you providing love and belonging to Millennials? 

Don’t forget, it’s the shopping experience that counts in mobile payments

It’s Monday morning, I’m in A&E. Not a usual scenario, but with young kids tearing around they do tend to bash into things now and then. So here I am, in the waiting room, my son with a fat lip, and we're both BORED.

The future of campus payment systems

Cutting out the middlemen from campus payment systems will make education more affordable.

Three essential initiatives for banks in 2016

I hear these questions a lot: where should banks invest this year? What should they be doing? What can they be doing to thwart off the market encroachment of the APPs (Alternative Payment Providers)? 

The Burst of the EMV Bubble: 3 reasons why we still have a problem and one answer why it’s only temporary

So, here we are, living in the “future”…many of us now finally have chip cards; the G20 nations are all in the post “liability-shift” world; we’re all expecting to be living in the new paradigm.

It’s the most wonderful time of the year for payments, APIs, the Platform Economy and more!

As 2015 quickly comes to a close and we ready for an exciting New Year, I/we thought it would be prudent (or at least kinda fun) to provide yet even more prognostications for 2016, because after all, who doesn’t love predictions?  

So far so bad

It seems wrong to start the New Year on a sour note, but as we approach the two-year anniversary of the SEPA Credit Transfer (SCT) go-live, it’s hard to find a silver lining to this particular cloud.

EMV in the U.S: The picture six months in – Part 1

It has been six months since the EMV liability shift occurred in the US on October 1, 2015 – and it’s time to assess our progress, challenges and outlook.

Can Faster Payments compete with checks?

Recently, I attended the Federal Reserve task force meeting in Chicago. As a participant in the Federal Reserve’s task forces for Payments and Security, ACI has recently added our UP Immediate Payments solution to the newly opened Faster Payments Capability Showcase. As a result, this meeting offered an opportunity to collaborate with representatives from across the industry to identify ways to partner and bring immediate payments forward in the United States.

The Future Of Payments: Moving Beyond Today’s Semi-Open State

In our ongoing series on open payments we have introduced and defined the concept of openness, described what it means for payment providers’ technology, business practices, and methods of trust generation, and illustrated the many tools of open payments. We have described how openness arrived later in payments than other industries, but that its acceptance among industry players is increasing and becoming integral to their future success. Now we will take stock of the industry’s current situation and discuss how to move towards a more open future.

Blockchain. Millennials. SaaS. The three things you need to understand to stay relevant in 2016

I spent the last week in Florida on a mix of business and personal travel. As I was relaxing in the 85-degree sun, my mind started to drift toward the upcoming holidays and the New Year.

Hacked this season – How to avoid becoming another retail fraud statistic.

At this time of year, hackers and the holiday season go together hand-in-hand, like whipped cream and hot cocoa. Hackers and hot cocoa…most people cannot escape a holiday season without either one.