How to use AI to stay ahead of fraud during peak seasons

High-volume transaction periods are critical to revenue but open the door to criminals. See how artificial intelligence slams that door shut to provide protection when you need it the most.

Rethinking fraud prevention with adaptive anomaly detection

Traditional fraud prevention can't keep up with advanced scammers. Anomaly detection provides the essential protection required in today’s digital-first world.

Visa to begin declining subscriptions enabled by Apple/Google Pay

On this page If you are among the 2 billion people worldwide who use Apple Pay or Google Pay, you may have set up your payment credentials for subscriptions or recurring payments on a merchant’s eCommerce site. When these credentials are configured for payments, they are device tokens (DPANs).

The blended merchant account: A game changer for banks and merchants

On this page The payments landscape is undergoing a fundamental shift. For decades, card payments have dominated merchant acquiring, offering convenience and global acceptance. But the rapid rise of account-to-account (A2A) payments from Brazil’s Pix and India’s UPI to new initiatives like Wero in Europe, is changing the game.

The 6 strategic moves every retail merchant must make

Today’s payment decisions have lasting impacts on more than profitability.

One token to bind them all

On this page Payment tokens are utilized by processors, gateways, acquirers, networks, and mobile devices. How can merchants effectively manage them all? This article explains why merchants need a token strategy. If you need a primer or refresher on the topic, please read Network Tokenization: The Complete Guide for Merchants.

Maximizing the potential of eCommerce plugins

Why fast-tracking payments for eCommerce platforms a gamechanger for payment service providers and merchants

How Click to Pay turns seamless payments into a competitive advantage

The evolution of eCommerce has been a story of balancing simplicity and security. As consumers increasingly demand fast, frictionless payment options, merchants must keep pace or risk cart abandonment and missed sales opportunities.

Seven days, seven essential tips for fraud week

On this page During International Fraud Awareness Week, ACI experts share their insights into the latest threats and sophisticated fraudulent activities so you can enhance your payment systems with intelligent solutions that tackle these challenges while maximizing revenue.

Unboxing holiday trends: ACI’s insights on payments and fraud for the golden quarter

As the holiday season approaches, merchants are busy dusting off their payment strategies to prepare for the annual sales surge. ACI’s latest holiday report, Unwrapping Checkout Trends, provides crucial insights that should have merchants rethinking their priorities – especially regarding intelligent payments and fraud orchestration. Here’s a quick snapshot of the findings.

The invisible synthetic identity heist

In the digital marketplace, convenience is king. Consumers expect seamless transactions, often unaware of the intricate security measures that protect their identities and finances. Behind the scenes, merchants combat fraudulent activities tirelessly to safeguard their customers and their reputations.

Pivoting to the new way of intelligent decision-making: The journey toward convenience

Neither the individual who initiated the first card-not-present transaction nor the organization that pioneered a customer convenience channel could have foreseen the trajectory and evolution of payment systems. Fast-forward to today – the commerce landscape continues to be propelled by consumer-preferred payment methods that are convenient, swift, and efficient.